Plan Offerings
All of our plans offer access to top-quality doctors and hospitals, plus coverage for doctor visits, prescription drugs, urgent care, hospitalization, and free preventive care.
We can help you get coverage.
Call: 1-888-679-7166 (TTY 711)
Visit our Resource Centers for help in person.
2025 Plans
You may qualify for a New York State Sponsored Plan
Plans include: Essential Plan, Child Health Plus, and Univera Healthcare MyHealthSM
Plans include: Essential Plan, Child Health Plus, and Univera Healthcare MyHealthSM
Plan Name | Monthly Premium:
Single
Single
Self + Spouse / Domestic Partner
Self + Spouse / Domestic Partner
Self + Children
Self + Children
Self + Children to Age 29
Self + Children to 29
Family
Family
Family + Children to Age 29
Family + Children to 29
Child Only
Child Only
|
Primary Care Doctor / Specialist Visit | Preventive Care | Prescription Drugs | Emergency Room / Inpatient Hospital Services per Stay | Annual Deductible | Annual Out-of-Pocket Max | Ready to Apply? |
---|---|---|---|---|---|---|---|---|
Base (Catastrophic) - up to age 30 or 30+ and eligible |
$350.72
$351.59
$701.45
$703.19
$596.23
$597.71
$999.57
$1,002.04
|
Covered in full after deductible See plan details about free doctor visits |
Covered in full | Covered in full after deductible | Covered in full after deductible | $9,200 Individual
$18,400 Family
|
$9,200 Individual
$18,400 Family
|
Apply |
Your estimated monthly premium after applying your tax credit Reset
|
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Bronze Secure Plus 3 |
$605.36
$606.86
$1,210.71
$1,213.72
$1,029.11
$1,031.66
$1,048.64
$1,051.28
$1,725.27
$1,729.56
$1,758.03
$1,762.43
|
Covered in full after deductible See plan details about free doctor visits |
Covered in full | Covered in full after deductible | Covered in full after deductible | $9,200 Individual
$18,400 Family
|
$9,200 Individual
$18,400 Family
|
Apply |
Bronze Standard HSA |
$633.44
$635.02
$1,266.87
$1,270.04
$1,076.84
$1,079.54
$1,097.31
$1,100.05
$1,805.29
$1,809.80
$1,839.61
$1,844.21
$260.98
$261.62
|
Covered at 50% after deductible | Covered in full | $10/$35/$70 copay after deductible | Covered at 50% after deductible | $5,500 Individual
$11,000 Family
|
$8,050 Individual
$16,100 Family
|
Apply |
Bronze Select |
$628.17
$629.73
$1,256.34
$1,259.47
$1,067.89
$1,070.55
$1,088.17
$1,090.89
$1,790.28
$1,794.74
$1,824.29
$1,828.85
|
Covered at 50% after deductible | Covered in full | $10/40%/50% copay after deductible | Covered at 50% after deductible | $5,500 Individual
$11,000 Family
|
$7,500 Individual
$15,000 Family
|
Apply |
Bronze Standard |
$633.44
$635.02
$1,266.87
$1,270.04
$1,076.84
$1,079.54
$1,097.31
$1,100.05
$1,805.29
$1,809.80
$1,839.61
$1,844.21
$260.98
$261.62
|
$50/$75 after deductible | Covered in full | $10/$35/$70 copay after deductible | $500/$1,500 after deductible | $3,800 Individual
$7,600 Family
|
$9,200 Individual
$18,400 Family
|
Apply |
Silver Select |
$821.02
$823.07
$1,642.04
$1,646.14
$1,395.73
$1,399.22
$1,422.25
$1,425.79
$2,339.91
$2,345.75
$2,384.35
$2,390.31
|
20% co-insurance or less after deductible | Covered in full | $10/$45/$90 copay or less after deductible | 20% co-insurance or less (for most services) after deductible | $3,200 Individual
$6,400 Family
|
$7,500 Individual
$15,000 Family
|
Apply |
Silver Standard |
$827.90
$829.98
$1,655.80
$1,659.96
$1,407.44
$1,410.97
$1,434.18
$1,437.76
$2,359.52
$2,365.45
$2,404.36
$2,410.37
$341.10
$341.95
|
$30/$65 or less after deductible | Covered in full | $15/$40/$75 copay or less (no deductible) | $500/$1,500 or less after deductible | $2,100 Individual
$4,200 Family
|
$9,200 Individual
$18,400 Family
|
Apply |
Gold Select |
$1,023.33
$1,025.89
$2,046.66
$2,051.78
$1,739.66
$1,744.02
$1,772.71
$1,777.14
$2,916.49
$2,923.80
$2,971.90
$2,979.33
|
$25/$40 after deductible | Covered in full | $10/$35/$70 (no deductible) | $500/$1,000 after deductible | $1,050 Individual
$2,100 Family
|
$8,750 Individual
$17,500 Family
|
Apply |
Gold Standard |
$1,065.32
$1,067.98
$2,130.64
$2,135.96
$1,811.04
$1,815.57
$1,845.45
$1,850.06
$3,036.15
$3,043.75
$3,093.83
$3,101.57
$438.91
$440.01
|
$25/$40 after deductible | Covered in full | $10/$35/$70 copay (no deductible) | $150/$1,000 after deductible | $600 Individual
$1,200 Family
|
$7,900 Individual
$15,800 Family
|
Apply |
Platinum Select |
$1,227.75
$1,230.82
$2,455.51
$2,461.65
$2,087.18
$2,092.40
$2,126.83
$2,132.16
$3,499.10
$3,507.85
$3,565.58
$3,574.50
|
$15/$25 | Covered in full | $10/$35/$70 copay | $150/$750 | $0 Individual
$0 Family
|
$6,350 Individual
$12,700 Family
|
Apply |
Platinum Standard |
$1,238.76
$1,241.86
$2,477.53
$2,483.73
$2,105.90
$2,111.17
$2,145.90
$2,151.28
$3,530.48
$3,539.31
$3,597.55
$3,606.55
$510.37
$511.64
|
$15/$35 | Covered in full | $10/$30/$60 copay | $100/$500 | $0 Individual
$0 Family
|
$2,000 Individual
$4,000 Family
|
Apply |
The benefit information provided above is a brief summary, not a complete description of benefits. Limitations, copayments, and restrictions may apply. Benefits, formulary, pharmacy network, premium and/or copayments/coinsurance may change on January 1 of each year. Copayment and coinsurance amounts refer to costs for in-network services only.
Other Ways to Get Coverage
Under Age 29?
- Check if staying with your parents' health insurance coverage is an affordable option (some plans cover dependents to age 29).
- If you are a full-time student, check if your school offers a low-cost student insurance plan.
Between Jobs?
- If you had health insurance coverage through your previous employer, ask if they offer continuing coverage or COBRA insurance.
Retiring Early?
- Check with your employer to see if they offer health insurance options for early retirees.
- If you are nearing age 65, learn more about Medicare.
Script for Univera Plan Offerings Page
Plan Offerings Page styles