Dental Plans for Small Business

We offer stand-alone dental coverage (available to all of your eligible enrollees) or medical plans that include pediatric dental coverage.

Our dental plans are designed to ensure your employees receive regular preventive care with little or no cost to them. We also provide comprehensive coverage should they need more extensive dental care.
Learn about Affordable Care Act dental requirementsPart of the Affordable Care Act is intended to improve dental coverage for children, including preventive, routine, and some major dental coverage. Enrollees who purchase medical coverage outside of the NY State of Health Marketplace are required to purchase a medical plan with pediatric dental coverage included or a qualified standalone plan. By purchasing a medical plan with dental included, you can be sure children will receive comprehensive coverage overseen by our staff of medical experts and both medical and pediatric dental services will count towards your out of pocket maximums.

Product Plan Designs Network

Univera Dental SelectOpen a PDF

PPO
Choose from a broad range of cost-sharing options for both in-network and out-of-network services.

You can choose to exclude pediatric (under age 19) dental coverage while maintaining comprehensive coverage for adults.
  • Access to participating dentists who agree to perform services at pre-determined rates and will submit claims for you. You'll usually pay less for services when you visit a network dentist.
  • You may see non-participating dentists, but will usually pay more since they can bill you for the difference between our allowed amount and their charges.
  • Now includes the DenteMax national network for out-of-area coverage

Univera Access DentalOpen a PDF

Affordable Care Act (ACA)-compliant dental plans that are designed specifically for Small Groups.

You can choose a range of package options, including full family coverage and deductibles as low as $0.
  • Access to participating dentists who agree to perform services at pre-determined rates and will submit claims for you. You'll usually pay less for services when you visit a network dentist.
  • You may see non-participating dentists, but will usually pay more since they can bill you for the difference between our allowed amount and their charges.
  • Now includes the DenteMax national network for out-of-area coverage

We have several medical plans which include dental coverage for children under age 19 as an option. These plans meet the requirements of the Affordable Care Act.
Learn about Affordable Care Act dental requirementsPart of the Affordable Care Act is intended to improve dental coverage for children, including preventive, routine, and some major dental coverage. Enrollees who purchase medical coverage outside of the NY State of Health Marketplace are required to purchase a medical plan with pediatric dental coverage included or a qualified standalone plan. By purchasing a medical plan with dental included, you can be sure children will receive comprehensive coverage overseen by our staff of medical experts and both medical and pediatric dental services will count towards your out of pocket maximums.

Product Plan Designs Network

Univera Access & Univera Access Plus Platinum, Gold, Silver, Bronze

Learn More About Pediatric DentalOpen a PDF

Learn more about dental coverage in our other plan options.

Options to provide dental coverage for everyoneOpen a PDF
  • Access to participating dentists who agree to perform services at pre-determined rates and will submit claims for you. You'll usually pay less for services when you visit a network dentist.
  • You may see non-participating dentists, but will usually pay more since they can bill you for the difference between our allowed amount and their charges.

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